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Personal Loans
Debt Settlement vs Bankruptcy
Compare debt settlement vs bankruptcy and learn about your debt relief options. Make an informed decision about your financial future.
Jason Steele
Updated June 3, 2025
Latest
Is It Possible to Use a Car as Collateral for a Personal Loan?
You can use a car as collateral for a personal loan, but there are potential risks involved. Learn more about using a car as collateral for a personal loan.
Jason Steele
February 24, 2025
5 min read
The Rule of 78
The rule of 78 is used by some lenders as a method to calculate interest on a loan. Read on to learn more about the rule of 78 and how it works.
Lauren Ward
February 24, 2025
6 min read
Understanding Prepayment Penalties on Personal Loans: The Ultimate Guide
If you pay off a personal loan early, you might be charged a prepayment penalty. Learn more about prepayment penalties and how to know if a loan has this fee.
Jason Steele
February 24, 2025
5 min read
Simple Interest vs. Compound Interest on a Loan
Personal loans may use simple or compound interest. Learn more about simple interest vs compound interest and their effect on how much interest you’ll pay.
Susan Guillory
February 24, 2025
5 min read
Guide to Settlement Loans
Settlement loans can provide money to those in a lawsuit, but they have some serious drawbacks. Learn more about settlement loans and other financing options.
Austin Kilham
February 24, 2025
6 min read
Guide to Personal Loans Without a Bank Account
There are personal loan options you can consider if you don't have a bank account. Learn more information about getting loans with no bank account.
Jason Steele
February 24, 2025
6 min read
Guide to Getting a $30,000 Personal Loan
A $30,000 personal loan can be used for many different expenses. Read on to learn what’s involved in taking out a $30,000 loan and what you need to qualify.
Jason Steele
February 21, 2025
7 min read
Calculating Interest on a Personal Loan
Understanding personal loan interest and how it's calculated will help you determine how much you owe. Learn how personal loan interest is calculated.
Jason Steele
February 21, 2025
6 min read
Understanding the Meaning of In-House Financing
In-house financing involves borrowing money directly from a vendor to make a purchase. Learn more about what in-house financing is and how it works.
Lauren Ward
February 20, 2025
7 min read
What Are Partner Loans?
A partner loan is when one partner gives a loan to a business partnership. Learn more about partner loans and other loan alternatives, such as personal loans.
Lauren Ward
February 20, 2025
7 min read
What Is a Thrift Savings Plan (TSP) Loan?
A Thrift Savings Plan (TSP) loan allows those who are eligible to borrow against their TSP retirement account. Learn more about how a TSP loan works.
Susan Guillory
February 20, 2025
6 min read
Recourse Loan: Definition and Example
Recourse loans are loans secured by collateral that also allow lenders to take other assets if a borrower defaults. Read on to learn how recourse loans work.
Lauren Ward
February 20, 2025
6 min read
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