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Personal Loans
Guide to Point-of-Sale Loans
Point-of-sale loans allow shoppers to buy an item and pay for it in installments. Learn more about point-of-sale loans and how they work.
Jason Steele
Updated January 31, 2025
Latest
Personal Loan Tips That Can Help You Get Approved
Learn 10 personal loan tips that will help you to find the right lender, complete the personal loan application process, and get approved.
Sulaiman Abdur-Rahman
March 14, 2024
6 min read
What Is Loan Modification?
Loan modification occurs when there is a change to the initial terms of the personal loan. Loan modifications can result in lower payments and interest rates.
Sulaiman Abdur-Rahman
March 13, 2024
7 min read
Loan Officer vs Loan Processor: Which Is Better?
There is a difference between a loan processor vs. loan officer. A loan processor may work with a loan officer when reviewing credit applications. Learn more.
Sulaiman Abdur-Rahman
March 8, 2024
7 min read
How Much Can You Borrow With a Personal Loan?
The quantity that you can borrow with a personal loan depends on a variety of factors, including credit score, lender, collateral, down payment, and more.
Kim Franke-Folstad
March 7, 2024
9 min read
What Is an Origination Fee on a Personal Loan?
An origination fee on a personal loan is a loan processing fee. Personal loan origination fees are typically 1% to 10% of the amount borrowed. Learn more.
Austin Kilham
March 7, 2024
7 min read
What Is a Personal Loan?
A personal loan is an extension of credit for borrowing money and paying it back over time with interest. Learn what personal loans are and how they work.
Jamie Cattanach
February 24, 2024
8 min read
Complete Guide to Using a Personal Loan to Finance Legal and Attorney Fees
Looking for practical options to finance legal fees? Learn from Lantern about how to use personal loans for legal and attorney fees and if it's right for you.
Kelly Boyer Sagert
February 24, 2024
9 min read
Personal Loan Interest Rates: Fixed vs. Variable
Fixed and variable rate personal loans refer to the way the interest on your loan is calculated. Find out about the pros and cons of each, how they work, and more.
Kim Franke-Folstad
February 8, 2024
10 min read
Personal Loans: The Pros and Cons Explained
Personal loans can come in handy for large expenses that you don't have the cash on hand to pay for. However, there are some risks as well. Learn more.
Sulaiman Abdur-Rahman
February 5, 2024
12 min read
What Can Be Used as Collateral for a Personal Loan?
Almost anything you own can serve as collateral on a secured personal loan, including your car, bank account savings, and family antiques.
Sulaiman Abdur-Rahman
January 27, 2024
10 min read
No-Income-Verification Personal Loan Need-to-Knows
You don’t necessarily need proof of income to qualify for a personal loan. Learn more about how applicants may get a personal loan with no income verification.
Kelly Boyer Sagert
January 26, 2024
8 min read
What Is An Interest Rate? Interest Rates for Personal Loans, Explained
Interest rates on personal loans are the amount a lender charges for loaning you money. Here’s what you need to know about personal loan interest rates.
Susan Guillory
January 25, 2024
8 min read
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